Connects Federal Credit Union Payday Loans Review - Richmond, Virginia

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5 8 reviews

9960 Midlothian Turnpike, Richmond, VA 23235, USA
+1 (804) 674-8000
www.connectsfcu.org
Friday
9AM–2PM, 3–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–2PM, 3–5PM
Tuesday
9AM–2PM, 3–5PM
Wednesday
9AM–2PM, 3–5PM
Thursday
9AM–2PM, 3–5PM
Testimonials

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Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Richmond, Massachusetts

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Richmond, Massachusetts is issued easily and fast. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

23% small loan cap

How will Connects Federal Credit Union help issue a payday loan in Richmond, Massachusetts?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Richmond, ma will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

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