Express Check Advance Payday Loans Review - Richlands, Virginia

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5 149 reviews

Loan agency in Tazewell County, Virginia

Organization owner?

3120 Cedar Valley Dr, Richlands, VA 24641, USA

+1 (276) 596-9520

www.expresscheckadvance.com

Domain Info

Feedback about Express Check Advance?

Here you see the reviews of our clients.

Note

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Payday lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Richlands, Virginia

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Richlands, Virginia is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Express Check Advance help take out a loan in Richlands, Virginia?

24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Richlands, va will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

Let's see