Village Bank (HQ) Payday Loans Review - Midlothian, Virginia

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5 3 reviews

13319 Midlothian Turnpike, Midlothian, VA 23113, USA
+1 (804) 897-3900
www.villagebank.com
Saturday
8:30AM–5PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Testimonials

Feedback about Village Bank (HQ)?

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Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Midlothian, Virginia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Midlothian, Virginia are issued easily. The interest rate is dependent on the customer's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Village Bank (HQ) help take out a loan in Midlothian, Virginia?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Midlothian, va will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the loan.

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