Essex Bank Payday Loans Review - Mechanicsville, Virginia

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4.2 5 reviews

6315 Mechanicsville Turnpike, Mechanicsville, VA 23111, USA
+1 (804) 730-3222
www.essexbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Mechanicsville, Pennsylvania

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Mechanicsville, pa. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

6% APR small loan cap

How will Essex Bank help take out a loan in Mechanicsville, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial solvency to approve the form. Cash advance in Mechanicsville, Pennsylvania may help enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

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Edward Jones - Financial Advisor: Randy Teerlink

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Bank of America ATM (Drive-thru)

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Mass Mutual Financial Group

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Carolina Finance LLC

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EagleBank

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+1 (571) 319-4800

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Allied Cash Advance

6300 Mechanicsville Turnpike Suite K, Mechanicsville, VA 23111, USA

+1 (804) 559-3773

ATM (Old Point National Bank)

201 Kiln Creek Pkwy, Yorktown, VA 23693, USA

+1 (757) 728-1202

oldpoint.com

Old Point National Bank

1 W Mellen St, Hampton, VA 23663, USA

+1 (757) 728-1205

oldpoint.com