First National Bank Payday Loans Review - Lynchburg, Virginia

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5 5 reviews
Organization owner?
20865 Timberlake Rd, Lynchburg, VA 24502, USA
+1 (434) 237-7936
www.1stnatbk.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2000-02-16

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First National Bank?

Here you see the reviews of our clients.

Good service with a favorable percentage. Money transferred immediately, I always use First National Bank.

Esta Schmeler

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Prof. Jaleel Shields

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Dolly Hermiston

Thanks to First National Bank for helping when money is emergenctly needed. I have been applying to this company for amost one year and everything is always honest, without hidden charges.

Rebeca Kuhlman

I want to express my deep gratitude to First National Bank for believing my case. I had some problems with a credit rating, but this company helped me and issued a loan.

Electa Nader

Thanks to the team of First National Bank. Quick solution of the arisen problems, quick approval on the cash advance. I definitely recommend this service.

Ettie Daugherty

Note

Pay Attention

Payday lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lynchburg, Virginia

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Lynchburg, Virginia is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First National Bank help issue a payday loan in Lynchburg, Virginia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Lynchburg, va will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

Let's see

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