First Citizens Bank Payday Loans Review - Lynchburg, Virginia

Your personal information is safe with us
3.7 3 reviews
Organization owner?
3021 Old Forest Rd, Lynchburg, VA 24501, USA
+1 (434) 386-5500
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our clients.

Everyone at this location is like family and strives to make visits enjoyable!

Millie Lockman

So yeah I had no money and no gas to get home.

Daniela Miller

Everyone at this location is like family and strives to make visits enjoyable!

Millie Lockman

So yeah I had no money and no gas to get home.

Daniela Miller

Everyone at this location is like family and strives to make visits enjoyable!

Millie Lockman

So yeah I had no money and no gas to get home.

Daniela Miller

Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Lynchburg, Virginia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and fast to issue payday loans in Lynchburg, Virginia. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a loan in Lynchburg, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Lynchburg, Virginia. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

Let's see

Other Payday Lenders in Lynchburg, Virginia

Check Into Cash

239 South St Suite B, Front Royal, VA 22630, USA

+1 (540) 636-1479

local.checkintocash.com

Lendmark Financial Services LLC

729 Richmond Ave #103, Staunton, VA 24401, USA

+1 (540) 886-0736

www.lendmarkfinancial.com

Regional Finance

340 Towne Center Dr, Abingdon, VA 24210, USA

+1 (276) 477-6004

branches.regionalfinance.com

Quick Cash Pawn of Danville

741 Piney Forest Rd, Danville, VA 24540, USA

+1 (434) 799-5555

United Bank

120 Oxbow Dr, Strasburg, VA 22657, USA

+1 (540) 465-8800

www.bankwithunited.com

Farm Credit of the Virginias

1557 Commerce Rd #202, Verona, VA 24482, USA

+1 (540) 248-0365

farmcreditofvirginias.com

Burke & Herbert Bank

4605 Daisy Reid Ave, Lake Ridge, VA 22192, USA

+1 (703) 684-1655

branches.burkeandherbertbank.com

Accept Credit Cards

3612 Forest Dr, Alexandria, VA 22302, USA

+1 (703) 379-1500

First Citizens Bank

320 University Blvd, Harrisonburg, VA 22801, USA

+1 (540) 433-6722

locations.firstcitizens.com