Bank of the James Payday Loans Review - Lynchburg, Virginia

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5 22 reviews

828 Main St, Lynchburg, VA 24504, USA
+1 (434) 846-2000
www.bankofthejames.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Testimonials

What people think about Bank of the James?

Below you find some of the testimonials of our clients.
Note

Important

Above there is information about a precise loan provider. Below you can see common features of payday loans.

Payday Loans in Lynchburg, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your unexpected financial issues in Lynchburg , Virginia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Bank of the James that offers payday loans in Lynchburg, Virginia

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Lynchburg, Virginia

Regional Finance

1434 Sam's Dr Suite 105, Chesapeake, VA 23320, USA

+1 (757) 410-1358

branches.regionalfinance.com

Mass Mutual Financial Group

101 Duncraig Dr, Lynchburg, VA 24502, USA

+1 (434) 237-2445

www.massmutual.com

ATM (Suntrust Bank)

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Cash 2U

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+1 (804) 644-2444

www.cash2uloans.com

Chesapeake Bank - Lightfoot

6619 Richmond Rd, Williamsburg, VA 23188, USA

+1 (757) 565-1199

chesbank.com

TitleMax Title Loans

3405 Plank Rd, Fredericksburg, VA 22407, USA

+1 (540) 786-5270

www.titlemax.com

First Community Bank

210 E Main St, Wytheville, VA 24382, USA

+1 (276) 223-6150

www.firstcommunitybank.com

PNC Bank

6402 Maddox Blvd, Chincoteague, VA 23336, USA

+1 (757) 336-3101

apps.pnc.com

ACE Cash Express

720 Church St #2a, Norfolk, VA 23510, USA

+1 (757) 533-5187

www.acecashexpress.com