Cornerstone Bank Payday Loans Review - Lexington, Virginia

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3.5 8 reviews

54 S Main St, Lexington, VA 24450, USA
+1 (540) 463-2222
www.cornerstonebankva.com
Sunday
Closed
Monday
8:15AM–5:15PM
Tuesday
8:15AM–5:15PM
Wednesday
8:15AM–5:15PM
Thursday
8:15AM–5:15PM
Friday
8:15AM–6:15PM
Saturday
9AM–12PM

Domain Info

Created Date

2008-01-10

Mailing Address

Virginia

United States

Company Name

CornerStone Bank

CornerStone Bank

Testimonials

Feedback about Cornerstone Bank?

Here you read the feedback of our clients.
Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Lexington, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Lexington, New York is issued simply and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Cornerstone Bank help issue a payday loan in Lexington, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Lexington, ny consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only solve current problems, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

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