First Citizens Bank Payday Loans Review - Lawrenceville, Virginia

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5 reviews
Organization owner?
10233 Governor Harrison Pkwy, Lawrenceville, VA 23868, USA
+1 (434) 848-3900
locations.firstcitizens.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.

For 6 months I have not been able to make the resource to transfer the information about the repaying of the loan for 2019.

Jaquelin Fahey I

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dayana Renner

Unsatisfied! Was refused to issue $1,000. Only $400 was approved.

Mohamed Ullrich

For 6 months I have not been able to make the resource to transfer the information about the repaying of the loan for 2019.

Jaquelin Fahey I

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dayana Renner

Unsatisfied! Was refused to issue $1,000. Only $400 was approved.

Mohamed Ullrich

For 6 months I have not been able to make the resource to transfer the information about the repaying of the loan for 2019.

Jaquelin Fahey I

Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Lawrenceville, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lawrenceville, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will First Citizens Bank help take out a loan in Lawrenceville, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

21%
Healthcare Bills

24%
Traveling

18%
Car Repair

6%
Clothes

9%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Lawrenceville, New York. They estmate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see

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