Payne's Check Cashing Payday Loans Review - Harrisonburg, Virginia

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5 4 reviews

785 E Market St, Harrisonburg, VA 22801, USA
+1 (540) 442-1450
pccloans.com
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Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Harrisonburg, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Harrisonburg, Virginia is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Payne's Check Cashing help take out a loan in Harrisonburg, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Harrisonburg, va review this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on schedule and not only resolve current difficulties, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Harrisonburg, Virginia

The Farmers Bank of Appomattox

169 Old Courthouse Rd, Appomattox, VA 24522, USA

+1 (434) 352-7171

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PNC Bank

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+1 (757) 678-5187

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Bank of the James Mortgage - Charlottesville

550 E E Water St Suite 100, Charlottesville, VA 22902, USA

+1 (434) 328-7076

www.bankofthejames.bank

Regional Finance

6810-A Bland St, Springfield, VA 22150, USA

+1 (703) 245-6008

branches.regionalfinance.com

First Citizens Bank

3021 Old Forest Rd, Lynchburg, VA 24501, USA

+1 (434) 386-5500

locations.firstcitizens.com

United Bank

139 N Cameron St, Winchester, VA 22601, USA

+1 (540) 542-6130

www.bankwithunited.com

Lendmark Financial Services LLC

1167 E Atlantic St, South Hill, VA 23970, USA

+1 (434) 447-3173

www.lendmarkfinancial.com

The Bank of Abingdon

201 Valley St NE, Abingdon, VA 24210, USA

+1 (276) 525-1463

www.bankofmarionva.com

Primis Bank and ATM

1770 Timberwood Blvd Suite 100, Charlottesville, VA 22911, USA

+1 (434) 973-5242

primisbank.com