Mosaic Credit Union Payday Loans Review - Harrisonburg, Virginia

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4.6 22 reviews

31 S Carlton St, Harrisonburg, VA 22801, USA
+1 (540) 564-6080
www.mosaicfcu.org
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Testimonials

What people think about Mosaic Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

The previous three items describe a peculiar lending service. But below you can find common details about payday loans.

Payday Loans in Harrisonburg, Virginia

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial problems in Harrisonburg , Virginia because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Mosaic Credit Union that offers payday loans in Harrisonburg, Virginia

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only dare applying for a cash advance if you are confident that you can make payments as agreed in the contract.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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