Old Point National Bank Payday Loans Review - Hampton, Virginia

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3 10 reviews

101 E Queen St, Hampton, VA 23669, USA
+1 (757) 728-1266
oldpoint.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Testimonials

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Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Hampton, New York

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Hampton, New York is taken out easily and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Old Point National Bank help issue a loan in Hampton, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Hampton, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the outcome.

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Wells Fargo Bank

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SouthState Bank

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Bank of Botetourt

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