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What people think about BayPort Credit Union?
I took loans from BayPort Credit Union 3 times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 9 hours. It’s been 2 days – no money. They do not answer emails. Why???
Shana Kiehn
Too high interest rate. Had to pay off really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was bad too. The lady in the office was very rude. Not recommended. Better seek another loan provider.
Darion Wolff
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The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.
Payday Loans in Hampton, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to be eligible in Hampton, New York. The entire process is easy. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of BayPort Credit Union that offers payday loans in Hampton, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can help people who have poor credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are sure that you can afford payments without delays.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Hampton, Virginia
Pinnacle Financial Corporation
6551 Loisdale Ct # 150, Springfield, VA 22150, USA
+1 (571) 481-4994
www.pnfp.com
Community Bank of the Chesapeake
425 William St, Fredericksburg, VA 22401, USA
+1 (540) 940-2202
www.cbtc.com
