TruPoint Bank Payday Loans Review - Grundy, Virginia

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4.2 5 reviews

Organization owner?

20089 Riverside Dr, Grundy, VA 24614, USA

+1 (276) 935-8161

www.trupointbank.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

8:30AM–12PM

Sunday

Closed

Domain Info

What people think about TruPoint Bank?

Below you get acquainted with some of the reviews of our clients.

Note

Important

The previous three items describe a peculiar lending service. But below you can find general data about payday loans.

Payday Loans in Grundy, Virginia

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Grundy, Virginia. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of TruPoint Bank that offers payday loans in Grundy, Virginia

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see