Self-Help Credit Union Payday Loans Review - Galax, Virginia

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1 reviews

305 S Railroad Ave, Galax, VA 24333, USA
+1 (276) 238-4637
www.self-help.org
Sunday
Closed
Monday
9AM–1PM, 2–5PM
Tuesday
9AM–1PM, 2–5PM
Wednesday
Closed
Thursday
9AM–1PM, 2–5PM
Friday
9AM–1PM, 2–5:30PM
Saturday
Closed
Testimonials

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Further there will be given the details about not a exact lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Galax, Virginia

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Galax, va. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Self-Help Credit Union help take out a payday loan in Galax, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Galax, Virginia. They estmate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

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Tim Lee with Advance Financial Group

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SouthState Bank

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First Virginia

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National Bank - Galax

605 E Stuart Dr, Galax, VA 24333, USA

+1 (276) 236-6104

nbbank.com

Bank of Botetourt

3801 Challenger Ave NE, Roanoke, VA 24012, USA

+1 (540) 777-2265

www.bankofbotetourt.com

USA Checks Cashed

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PNC Bank

13826 Lee Hwy., Centreville, VA 20120, USA

+1 (703) 266-2900

apps.pnc.com