Citizens Bank & Trust Co Payday Loans Review - Farmville, Virginia

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5 3 reviews

1517 W 3rd St, Farmville, VA 23901, USA
+1 (434) 392-3078
www.cbtva.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Testimonials

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Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Farmville, Virginia

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Farmville, Virginia are issued easily. The interest percentage depends on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Citizens Bank & Trust Co help issue a payday loan in Farmville, Virginia?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Farmville, va will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the outcome.

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