Partners 1st Federal Credit Union Payday Loans Review - Culpeper, Virginia

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5 reviews

Organization owner?

567 James Madison Hwy, Culpeper, VA 22701, USA

+1 (540) 825-0100

www.partners1stcu.org

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about Partners 1st Federal Credit Union?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Culpeper, Virginia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Culpeper, Virginia is taken out easily and fast. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Partners 1st Federal Credit Union help issue a loan in Culpeper, Virginia?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Culpeper, va will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see