Peoples Advantage Federal Credit Union Payday Loans Review - Colonial Heights, Virginia

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4.3 11 reviews

2801 Conduit Rd, Colonial Heights, VA 23834, USA
+1 (804) 748-3081
www.peoplesadvfcu.org
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
10AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Testimonials

Feedback about Peoples Advantage Federal Credit Union?

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Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Colonial Heights, Virginia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Colonial Heights, Virginia is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Peoples Advantage Federal Credit Union help take out a loan in Colonial Heights, Virginia?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Colonial Heights, Virginia may help improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

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