First Citizens Bank Payday Loans Review - Clifton Forge, Virginia

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4.5 2 reviews
Organization owner?
540 Main St, Clifton Forge, VA 24422, USA
+1 (540) 862-4264
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.

Online application. I only filled in an ID and a bank account. Fast lending decision. The first time I was accepted for $400 only. Hope the limit will be more next time. APR is fair. Paid back the loan even before the due date. If desired, the term can be also extended.

Perry Watsica I

I took out for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I came across this lender on the Internet. Other lender charged sky high rates. One lender refused me, another approved me for a smaller amount but here it got as much as I requested.

Juliet Sanford

Many thanks to First Citizens Bank. I recently had some difficulties with repaying my auto loan and they approved me for a payday loan. Best loan provider! Managed to cover my debts and signed with relief.

Brown Purdy

Note

Pay Attention

Above there is information about a precise lender. Below you can review common aspects of payday loans.

Payday Loans in Clifton Forge, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Clifton Forge, Virginia. The entire process is fast. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of First Citizens Bank that offers payday loans in Clifton Forge, Virginia

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a cash advance if you are certain that you can afford payments without delays.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

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TitleMax Title Loans

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Caliber Home Loans

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ACE Cash Express

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Cash Today

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Woodforest National Bank

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