First Citizens Bank Payday Loans Review - Chase City, Virginia

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5 reviews
Organization owner?
242 N Main St, Chase City, VA 23924, USA
+1 (434) 372-5145
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First Citizens Bank?

Here you see the reviews of our customers.

Great staff and easy to access the building.

Alan Rowe

Did I get an apology?...nope....Did I get my money back?...nope..

Merl Legros

Absolutely ridiculous one has to wait in line in the drive thru!

Dr. Mitchell Jones Sr.

Very disappointed with lack of loyalty to regular customers.

Elenor Lemke

Very disappointed in the customer service of a hometown bank.

Jackson Frami

I would much rather go to another bank the only plus is this one is cheaper

Prof. Eladio Bechtelar Sr.

Note

Pay Attention

Above-defined info offers the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Chase City, Virginia

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Chase City, Virginia are taken out problem-free. The interest percentage is conditional on the client's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a payday loan in Chase City, Virginia?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Chase City, va consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on time and not only handle current difficulties, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

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