Virginia National Bank Payday Loans Review - Charlottesville, Virginia

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404 People Pl, Charlottesville, VA 22911, USA
+1 (434) 817-8649
www.vnb.com
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM
Thursday
8:30AM–6PM

Domain Info

Created Date

1995-10-27

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - 1cf12

Jewella Privacy LLC Privacy ID# 14124779

Contact Data

vnb.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

What people think about Virginia National Bank?

Below you see some of the reviews of our clients.
Note

Important

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Charlottesville, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Charlottesville, Virginia is are simple to get. The APR is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Virginia National Bank that offers payday loans in Charlottesville, Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Charlottesville, Virginia

ATM Pnc Bank Na

14461 Lee Hwy., Gainesville, VA 20155, USA

+1 (800) 627-3999

www.pnc.com

AmeriPawn

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+1 (804) 285-7296

www.ameripawn.net

Cash Today Bracey VA

3768 State Rte 903, Bracey, VA 23919, USA

+1 (434) 636-7232

Financial Dynamics Corporation

555 Grove St, Herndon, VA 20170, USA

+1 (703) 464-0910

Old Point National Bank

11751 Jefferson Ave, Newport News, VA 23606, USA

+1 (757) 728-1264

oldpoint.com

Allied Cash Advance

18243 Forest Rd Unit #9, Lynchburg, VA 24502, USA

+1 (434) 385-1357

Carter Bank & Trust

3052 4th Ave, St Paul, VA 24283, USA

+1 (276) 762-3957

www.cbtcares.com

United Bank

440 E Main St, Purcellville, VA 20132, USA

+1 (540) 338-3325

www.bankwithunited.com

Self-Help Credit Union

305 S Railroad Ave, Galax, VA 24333, USA

+1 (276) 238-4637

www.self-help.org