Advance America Payday Loans Review - Charlottesville, Virginia

Your personal information is safe with us

5 206 reviews

Loan agency in Albemarle County, Virginia

Organization owner?

1746 Rio Hill Center, Charlottesville, VA 22901, USA

+1 (434) 973-4415

www.advanceamerica.net

Sunday
(Easter)

Closed

Monday

10AM–7PM

Tuesday

10AM–7PM

Wednesday

10AM–7PM

Thursday

10AM–7PM

Friday

10AM–7PM

Saturday

9AM–5PM

Domain Info

Feedback about Advance America?

Here you see the feedback of our clients.

Note

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Charlottesville, Virginia

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Charlottesville, Virginia is issued easily and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Advance America help take out a payday loan in Charlottesville, Virginia?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Charlottesville, va will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

Let's see