C&F Bank Payday Loans Review - Charlottesville, Virginia

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3.7 3 reviews

304 E Main St, Charlottesville, VA 22902, USA
+1 (434) 529-3300
www.cffc.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers get acquainted shared information about payday loans.

Payday Loans in Charlottesville, Virginia

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Hassle-free financial products are known as payday loans in Charlottesville, va. They are issued at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will C&F Bank help issue a payday loan in Charlottesville, Virginia?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Charlottesville, va consider this circumstance not an obstacle to issue a loan. The customer of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay back the debt on time and not only solve current problems, but enhance the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

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