ZOOMCASH - CONSUMER LOANS Payday Loans Review - Charlottesville, Virginia

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3.8 10 reviews
Loan agency in Albemarle County, Virginia

1131 Rio Rd E, Charlottesville, VA 22901, USA
+1 (434) 270-8915
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

What people think about ZOOMCASH - CONSUMER LOANS?

Below you see some of the opinions of our clients.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Charlottesville, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to get in Charlottesville, Virginia. The entire process is hassle-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of ZOOMCASH - CONSUMER LOANS that offers payday loans in Charlottesville, Virginia

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a payday loan if you are confident that you can afford payments on scheduled.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

Other Payday Lenders in Charlottesville, Virginia

Primis Bank and ATM

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+1 (804) 453-7003

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Carter Bank & Trust

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First Citizens Bank

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+1 (804) 744-7576

locations.firstcitizens.com

Carolina Finance LLC

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Navy Federal Credit Union

1952 Laskin Rd Ste 513, Virginia Beach, VA 23454, USA

+1 (888) 842-6328

www.navyfederal.org

The Freedom Bank of Virginia

4500 Daly Dr Suite 240, Chantilly, VA 20151, USA

+1 (571) 395-4000

www.freedom.bank

Sterling Financial Partners

44355 Premier Plaza # 200, Ashburn, VA 20147, USA

+1 (703) 726-1313

sterlingfinancialpartners.com

Walmart Money Center

164 Camp Creek Pkwy, Louisa, VA 23093, USA

www.walmart.com

First Bank & Trust Co. - Hanover

13221 Hanover Courthouse Rd, Hanover, VA 23069, USA

+1 (804) 550-5700

www.firstbank.com