First Citizens Bank Payday Loans Review - Boydton, Virginia

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3 3 reviews

99 Bank St, Boydton, VA 23917, USA
+1 (434) 738-6155
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–2PM, 3–5PM
Tuesday
9AM–2PM, 3–5PM
Wednesday
9AM–2PM, 3–5PM
Thursday
9AM–2PM, 3–5PM
Friday
9AM–2PM, 3–5PM
Testimonials

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Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Boydton, Virginia

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Boydton, Virginia are issued problem-free. The interest percentage is conditional on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help take out a loan in Boydton, Virginia?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a loan. The lender review many aspects such as financial abilities to approve the application. Cash advance in Boydton, Virginia may help improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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