First National Bank Payday Loans Review - Altavista, Virginia

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5 2 reviews

1303 Main St, Altavista, VA 24517, USA
+1 (434) 369-3001
1stnatbk.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Testimonials

Feedback about First National Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lending companies are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Altavista, Virginia

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Altavista, Virginia is issued simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First National Bank help issue a loan in Altavista, Virginia?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Altavista, Virginia may help level up your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

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