Mountain America Credit Union Payday Loans Review - Vernal, Utah

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4.3 29 reviews

801 US-40, Vernal, UT 84078, USA
+1 (435) 789-6900
www.macu.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2002-11-12

Mailing Address

PO Box 1769

Denver

CO

80201

United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Testimonials

What people think about Mountain America Credit Union?

Below you see some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.

Payday Loans in Vernal, Utah

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the easiest solution to your temporary financial troubles in Vernal , Utah because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

Advantages of Mountain America Credit Union that offers payday loans in Vernal, Utah

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

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