Pacifica Lending Payday Loans Review - Salt Lake City, Utah

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5 reviews
Loan agency in Salt Lake City, Utah
Organization owner?
220 State St #94, Salt Lake City, UT 84111, USA
+1 (855) 967-0673
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM
Friday
7AM–8PM
Saturday
7AM–8PM
Sunday
7AM–8PM
Monday
7AM–8PM
Testimonials

Feedback about Pacifica Lending?

Here you get acquainted with the feedback of our customers.

Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Mr. Fernando Hill IV

Not the first time I use Pacifica Lending. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps a lot when cash is urgently needed.

Dr. Catalina Gerlach

I had an unpleasant situation in my life. I emergenctly required extra money. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Vivien Towne

Thanks to the team of Pacifica Lending. Quick solution of the arisen problems, quick decision on the loan. I definitely recommend this company.

Prof. Jordyn Murazik

I submit an application quite often. I am pleased with the terms. There is online round the clock service.

Herminia Harris

Note

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Salt Lake City, Utah

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Salt Lake City, Utah is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a customer will get.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will Pacifica Lending help issue a payday loan in Salt Lake City, Utah?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Salt Lake City, ut will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see

Other Payday Lenders in Salt Lake City, Utah

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Advantage Mortgage Home Loans (Ryan Cisney)

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KeyBank

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Axiom Financial

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TitleMax Title Loans

1140 W Riverdale Rd Suite F, Riverdale, UT 84405, USA

+1 (801) 393-4462

www.titlemax.com

Wells Fargo Bank

1 S Main St, St. George, UT 84770, USA

+1 (435) 674-8011

www.wellsfargo.com

Security Service Federal Credit Union

10490 S 1300 E, Sandy, UT 84094, USA

+1 (800) 525-9570

www.ssfcu.org

Check City

3514 W 3500 S, West Valley City, UT 84119, USA

+1 (801) 957-1750

www.checkcity.com