Loan Smart LS Payday Loans Review - Salt Lake City, Utah

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5 13 reviews
Loan agency in Salt Lake City, Utah

1445 State St, Salt Lake City, UT 84115, USA
+1 (801) 484-1250
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
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The first three points show the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Salt Lake City, Utah

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are known as payday loans in Salt Lake City, ut. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will Loan Smart LS help issue a payday loan in Salt Lake City, Utah?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Salt Lake City, ut review this circumstance not a hindrence to take out a loan. The customer of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only solve current issues, but improve the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

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Other Payday Lenders in Salt Lake City, Utah

Security Service Federal Credit Union

10490 S 1300 E, Sandy, UT 84094, USA

+1 (800) 525-9570

www.ssfcu.org

National JACL Credit Union

3776 Highland Dr, Salt Lake City, UT 84106, USA

+1 (801) 424-5225

www.jaclcu.com

Zions Bank Duchesne

19 W Main St, Duchesne, UT 84021, USA

+1 (435) 738-2479

www.zionsbank.com

Chartway Federal Credit Union

3557 9800 S, South Jordan, UT 84095, USA

+1 (800) 678-8765

Member Business Lending LLC

13894 S Bangerter Pkwy, Draper, UT 84020, USA

+1 (801) 545-7139

Washington Federal Bank

1442 Foothill Dr, Salt Lake City, UT 84108, USA

+1 (801) 583-5005

www.wafdbank.com

Check City

1207 Washington Blvd, Ogden, UT 84404, USA

+1 (801) 528-5333

www.checkcity.com

Dollar Financial US

2650 Decker Lake Blvd, Salt Lake City, UT 84119, USA

+1 (801) 990-2665

Mountain America Credit Union

123 S River Rd, St. George, UT 84790, USA

+1 (435) 652-1414

www.macu.com