1st Choice Money Center Payday Loans Review - Orem, Utah

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4.7 149 reviews
Loan agency in Orem, Utah

948 N State St, Orem, UT 84057, USA
+1 (801) 221-8898
www.1stchoicemoney.com
Friday
10AM–7PM
Saturday
10AM–4PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM

Domain Info

Created Date

2004-07-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

pu7c57j66hp@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Orem, Utah

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Orem, Utah are taken out hassle-free. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will 1st Choice Money Center help issue a payday loan in Orem, Utah?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Orem, Utah. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Orem, Utah

Utah Department Of Financial Institutions

324 State St #201, Salt Lake City, UT 84111, USA

+1 (801) 538-8830

dfi.utah.gov

Goldenwest Credit Union

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Edward Jones - Financial Advisor

129 E 13800 S, Suite B1, Draper, UT 84020, USA

+1 (801) 572-8142

www.edwardjones.com

KeyBank

1065 US-89, North Salt Lake, UT 84054, USA

+1 (801) 298-8977

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Mountain America Credit Union

8349 W 3500 S, Magna, UT 84044, USA

+1 (801) 619-7347

www.macu.com

World Finance

329 S 350 E #6, Kanab, UT 84741, USA

+1 (435) 412-2024

www.loansbyworld.com

LendNation

3087 Washington Blvd, Ogden, UT 84401, USA

+1 (801) 394-3500

www.lendnation.com

Mountain America Credit Union

13389 S 5600 W, Herriman, UT 84096, USA

+1 (801) 253-6630

www.macu.com

Cache Valley Bank

30 E Main St, Hyrum, UT 84319, USA

+1 (435) 245-3118

www.cachevalleybank.com