Utah Power Credit Union Payday Loans Review - Ogden, Utah

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5 reviews

1438 W 2550 S, Ogden, UT 84401, USA
+1 (801) 781-6046
www.utahpowercu.org
Saturday
Closed
Sunday
Closed
Monday
7AM–4PM
Tuesday
7AM–4PM
Wednesday
7AM–4PM
Thursday
7AM–4PM
Friday
7AM–4PM
Testimonials

What people think about Utah Power Credit Union?

Below you see some of the opinions of our clients.
Note

Important

Above there is information about a definite loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Ogden, Iowa

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Ogden, Iowa. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Utah Power Credit Union that offers payday loans in Ogden, Iowa

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

23%
Treatment

16%
Vacation

13%
Clothes

10%
Home improvement

10%
Debt Consolidation

7%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit history. Payday loan approvals depend very much on specific circumstances. They will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see

Other Payday Lenders in Ogden, Utah

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World Finance

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Solution Loans

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American Title Loans

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Money Access

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Deseret First Credit Union

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+1 (435) 656-5656

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America First Credit Union

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LoanPro

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