1st Choice Money Center Payday Loans Review - Layton, Utah

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4.8 63 reviews
Loan agency in Layton, Utah

1550 N Main St Ste H, Layton, UT 84041, USA
+1 (801) 773-0129
www.1stchoicemoney.com
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–4PM
Sunday
Closed

Domain Info

Created Date

2004-07-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

pu7c57j66hp@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

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Payday lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Layton, New Jersey

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Layton, New Jersey is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

30% usury cap

How will 1st Choice Money Center help take out a payday loan in Layton, New Jersey?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Layton, New Jersey. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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Other Payday Lenders in Layton, Utah

Sunbelt Credit

4 E Main St, Price, UT 84501, USA

+1 (435) 636-0336

www.security-finance.com

Granite Credit Union

6799 S 900 E, Midvale, UT 84047, USA

+1 (801) 288-3000

www.granite.org

Northwestern Mutual Financial

618 Main St B, Logan, UT 84321, USA

+1 (435) 752-7720

www.northwesternmutual.com

Payday 163 by Alpine Ski Properties

1770 Three Kings Dr, Park City, UT 84060, USA

+1 (435) 649-2424

1st Choice Money Center

3069 S, Colt Plaza Dr #3, West Valley City, UT 84128, USA

+1 (801) 967-2150

www.1stchoicemoney.com

Chartway Federal Credit Union

85 N 200 W, Hurricane, UT 84737, USA

+1 (800) 678-8765

Loyal Loans

15 US-89, North Salt Lake, UT 84054, USA

+1 (801) 936-0266

Chartway Federal Credit Union

1025 W Red Cliffs Dr, Washington, UT 84780, USA

+1 (800) 678-8765

www.chartway.com

Utah Power Credit Union

1438 W 2550 S, Ogden, UT 84401, USA

+1 (801) 781-6046

www.utahpowercu.org