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What people think about Prosperity Bank - Winnsboro?
The process was as easy as possible, straightforward. No paperwork needed. Thank you so much. Love their 24/7 customer support. No complaints. Would use again.
Arturo Heaney
Good website with competitive rates. They money within 3 hours, as promised. I will use Prosperity Bank - Winnsboro again if I need extra money.
Prof. Devonte Beer
Easy application. I only needed an ID and a bank account. Immedaite approval. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is reasonable. Paid back the loan early. If you have difficulties, the term can be also extended.
Wilma Orn
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Below you can review general information about payday loans and their common characteristics.
Payday Loans in Winnsboro, South Carolina
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Winnsboro, South Carolina. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
391% APR*
$550
Not Specified
31 days
Advantages of Prosperity Bank - Winnsboro that offers payday loans in Winnsboro, South Carolina
- 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.
Other Payday Lenders in Winnsboro, Texas
Texas Car Title & Payday Loan Services, Inc.
3111 N 10th St, McAllen, TX 78501, USA
+1 (956) 631-8000
texascartitleandpaydayloanservicesinc.com
Santa Anna National Bank
610 Wallis Ave, Santa Anna, TX 76878, USA
+1 (325) 348-3108
www.mysanb.bank
Check `n Go
1707 S Broadway St #2, Sulphur Springs, TX 75482, USA
+1 (903) 885-6261
locations.checkngo.com
Approved Money Center
1519 E Main St, Alice, TX 78332, USA
+1 (361) 664-1200
www.approvedmoneycenter.com