First National Bank of Wichita Falls Payday Loans Review - Wichita Falls, Texas

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3.9 7 reviews

3801 Fairway Blvd, Wichita Falls, TX 76310, USA
+1 (940) 696-3000
www.fnbtx.com
Friday
9AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2012-08-18

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

fnbtx.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

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Pay Attention

Above-defined info provides the details about a certain lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Wichita Falls, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Wichita Falls, Texas is issued easily and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First National Bank of Wichita Falls help take out a payday loan in Wichita Falls, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial capabilities to approve the form. Cash advance in Wichita Falls, Texas may help improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

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