Texoma Community Credit Union Payday Loans Review - Wichita Falls, Texas

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3.9 11 reviews

3800 Sheppard Access Rd, Wichita Falls, TX 76306, USA
+1 (940) 851-4000
texomacu.com
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM

Domain Info

Created Date

2000-04-26

Mailing Address

3800 Sheppard

Wichita Falls

TX

76306

United States

Company Name

Texoma Community Credit Union

Texoma Community Credit Union

Contact Data

techcontact@texomacu.com

+1.9408514000

+1.9999999999

Testimonials

Feedback about Texoma Community Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Above-defined info offers the details about a exact lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Wichita Falls, Texas

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Wichita Falls, Texas is taken out easily and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texoma Community Credit Union help issue a payday loan in Wichita Falls, Texas?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Wichita Falls, Texas. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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