Texoma Community Credit Union Payday Loans Review - Wichita Falls, Texas

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4 34 reviews

4019 Southwest Pkwy, Wichita Falls, TX 76308, USA
+1 (940) 851-4070
www.texomacu.com
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM

Domain Info

Created Date

2000-04-26

Mailing Address

3800 Sheppard

Wichita Falls

TX

76306

United States

Company Name

Texoma Community Credit Union

Texoma Community Credit Union

Contact Data

techcontact@texomacu.com

+1.9408514000

+1.9999999999

Testimonials

What people think about Texoma Community Credit Union?

Below you find some of the reviews of our customers.
Note

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to qualify for in Wichita Falls, Texas. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Texoma Community Credit Union that offers payday loans in Wichita Falls, Texas

  • 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit score. Payday loan approvals depend very much on specific aspects. They will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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