Texoma Community Credit Union Payday Loans Review - Wichita Falls, Texas

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4.2 10 reviews

807 8th St Suite 100, Wichita Falls, TX 76301, USA
+1 (940) 851-4000
www.texomacu.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

2000-04-26

Mailing Address

3800 Sheppard

Wichita Falls

TX

76306

United States

Company Name

Texoma Community Credit Union

Texoma Community Credit Union

Contact Data

techcontact@texomacu.com

+1.9408514000

+1.9999999999

Testimonials

Feedback about Texoma Community Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Wichita Falls, Texas

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

It is easy and quick to take out loans in Wichita Falls, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texoma Community Credit Union help issue a payday loan in Wichita Falls, Texas?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Wichita Falls, Texas. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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Check Net

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TitleMax Title Loans

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Check `n Go

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