Western Finance Payday Loans Review - Wichita Falls, Texas

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4.9 91 reviews
Loan agency in Wichita Falls, Texas

1800 Kemp Blvd, Wichita Falls, TX 76309, USA
+1 (940) 723-9393
westernshamrock.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas

United States

Testimonials

What people think about Western Finance?

Below you find some of the opinions of our clients.
Note

Important

Above there is information about a exact loan provider. Below you can review common aspects of payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is trouble-free and speedy to get accepted for payday loans in Wichita Falls, Texas. The interest rate will be set specifically for each client and will depend on the personal data the consumer provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Western Finance that offers payday loans in Wichita Falls, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the cash advance loan even before applying.

Let's see

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Happy State Bank

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A+ Federal Credit Union

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Regional Finance

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Texas Bank

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Texan Credit Corporation

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+1 (915) 599-9774

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Walmart Money Center

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www.walmart.com

Express Bad Credit Loans Houston

5589 San Felipe St, Houston, TX 77056, USA

+1 (281) 595-9076

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