Gotcha Loans Payday Loans Review - Wichita Falls, Texas

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Loan agency in Wichita Falls, Texas

3406 Kemp Blvd, Wichita Falls, TX 76308, USA
+1 (940) 686-8273
installmentloans.space

Domain Info

Created Date

2018-08-11

Mailing Address

Capital Region

Iceland

Company Name

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Testimonials

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Payday lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Wichita Falls, Texas

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Wichita Falls, Texas is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Gotcha Loans help issue a payday loan in Wichita Falls, Texas?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Wichita Falls, tx consider this circumstance not a drawback to take out a loan. The client of a loan should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on time and not only solve current issues, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

Let's see

Other Payday Lenders in Wichita Falls, Texas

Advance America

1533 Austin Hwy Ste. 106, San Antonio, TX 78218, USA

+1 (210) 829-0852

www.advanceamerica.net

First State Bank

6320 US-59, Shepherd, TX 77371, USA

+1 (936) 628-3347

www.fsblivingston.com

Wallis Bank

30506 1st St, Fulshear, TX 77441, USA

+1 (713) 935-3720

www.wallisbank.com

Capital Farm Credit

710 Hesters Crossing Rd Suite 200, Round Rock, TX 78681, USA

+1 (512) 640-1870

www.capitalfarmcredit.com

First Cash Advance

2036 Cypress Creek Pkwy, Houston, TX 77090, USA

+1 (281) 580-5004

www.firstcash.com

Cash Pawn

516 Leander Rd, Georgetown, TX 78626, USA

+1 (512) 931-2911

stores.ezpawn.com

TitleMax Appraisals @ North Texas Pawn & Gun

214 E Hwy 82, Nocona, TX 76255, USA

+1 (844) 390-1570

www.titlemax.com

EZ Money

817 Texas Blvd N, Weslaco, TX 78596, USA

+1 (956) 973-9767

www.ezmoney.com

Payday Advance

6120 Bellfort Ave, Houston, TX 77033, USA

+1 (713) 264-7296