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What people think about BancorpSouth Bank?
Applied for a payday loan second time. Got rejected! No idea for what reason! No explanation. Tricky lender.
Dr. Jeff Schuster DVM
I took loans from BancorpSouth Bank many times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 4 hours. It’s been 2 days – no money. They do not answer phone calls. Why???
Steve Abshire DDS
APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…
Dorothy Hoppe
Crazy APR. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very racist. Not recommended. Better search for another website.
Cheyenne Buckridge
Pay Attention
Above there is information about a definite loan provider. Below you can review common aspects of payday loans.
Payday Loans in Texarkana, Arkansas
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is simple and fast to get accepted for payday loans in Texarkana, Arkansas. The APR will be set individually for each consumer and will depend on the personal details the applicant filled in.
17% usury cap
Advantages of BancorpSouth Bank that offers payday loans in Texarkana, Arkansas
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we advise you that as with any loan you should only dare applying for a payday loan if you are convinced that you can afford payments on time.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.
Other Payday Lenders in Texarkana, Texas
Rio Bank - Elsa Banking Center
300 E Edinburg Ave, Elsa, TX 78543, USA
+1 (956) 262-1391
www.elsastatebank.com
A+ Federal Credit Union
1604 E Whitestone Blvd, Cedar Park, TX 78613, USA
+1 (512) 302-6800
aplusfcu.org
Cash America Pawn
1478 George Dieter Dr, El Paso, TX 79936, USA
+1 (915) 849-0018
www.cashamerica.com
