Excel Finance Payday Loans Review - Texarkana, Texas

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3.6 5 reviews
Loan agency in Texarkana, Texas

4420 W 7th St, Texarkana, TX 75501, USA
7 years in business
+1 (903) 223-7500
www.excelfinco.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

TX

REDACTED FOR PRIVACY

United States

Company Name

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REDACTED FOR PRIVACY

Contact Data

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Testimonials

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Note

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Texarkana, Arkansas

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Texarkana, Arkansas are taken out easily. The interest percentage is conditional on the client's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

17% usury cap

How will Excel Finance help take out a loan in Texarkana, Arkansas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Texarkana, Arkansas. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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Wells Fargo Bank

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Woodforest National Bank

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First United Bank - Temple

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Prosperity Bank - Grapeland

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Security Service Federal Credit Union

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+1 (800) 525-9570

www.ssfcu.org

Western Finance

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+1 (903) 723-0261

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City Bank

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+1 (432) 336-7134

www.city.bank