Excel Finance Payday Loans Review - Temple, Texas

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3.7 40 reviews
Loan agency in Temple, Texas

4311 S 31st St #110, Temple, TX 76502, USA
+1 (254) 774-9087
www.excelfinco.com
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY

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TX

REDACTED FOR PRIVACY

United States

Company Name

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REDACTED FOR PRIVACY

Contact Data

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Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Temple, New Hampshire

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Temple, New Hampshire is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Excel Finance help issue a payday loan in Temple, New Hampshire?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Temple, New Hampshire. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

Let's see

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