Western Finance Payday Loans Review - Temple, Texas

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4.9 275 reviews
Loan agency in Temple, Texas

8 E Central Ave St, Temple, TX 76501, USA
+1 (254) 771-3255
westernshamrock.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas

United States

Testimonials

Feedback about Western Finance?

Here you see the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Temple, New Hampshire

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Temple, New Hampshire are taken out easily. The interest rate depends on the customer's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Western Finance help take out a loan in Temple, New Hampshire?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Temple, nh will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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