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What people think about Happy State Bank ATM?
Unhappy!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my funds.
Kristofer Hermann
Ridiculous APR. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the office was very racist. Not satisfied. Better seek another loan provider.
Giovani Hammes
I took loans from Happy State Bank ATM 3 times. Previously it was ok. Last time they said I was accepted. Said the funds would be in my account within 6 hours. It’s been three days – no funds. They do not answer emails. Why???
Nicholas Senger
Seems a fake website. They ask for too many personal data. I think it’s dangerous to submit such data [online|on the Internet. You’d better find another website.
Levi Hansen
Pay Attention
The above-given information provides the details about a precise financial institution. The information below is about general information about payday loans.
Payday Loans in Stratford, New York
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Stratford, New York is are easy to get. The interest rate is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Happy State Bank ATM that offers payday loans in Stratford, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Stratford, ny welcome consumers with poor credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the money in your account within a few hours.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.
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