TexasBank Payday Loans Review - Stephenville, Texas

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4.3 15 reviews

998 N Wolfe Nursery Rd, Stephenville, TX 76401, USA
+1 (254) 965-3166
www.texasbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM

Domain Info

Created Date

1996-01-12

Mailing Address

TX

United States

Company Name

Texas Bank

Texas Bank

Testimonials

Feedback about TexasBank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Stephenville, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Stephenville, Texas is taken out easily and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will TexasBank help issue a loan in Stephenville, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Stephenville, tx consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only solve current issues, but improve the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see

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