Citizens State Bank Payday Loans Review - Spurger, Texas

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12618 FM 92, Spurger, TX 77660, USA
+1 (409) 429-3334
www.citizensbank.net
Wednesday
8AM–3PM
Thursday
9AM–3PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM

Domain Info

Created Date

1996-12-24

Mailing Address

800 WASHINGTON AVE

WACO

TX

76701-1253

United States

Company Name

security banc shares

security banc shares

Contact Data

ebowden@citizensbank.net

+1.2547452032

Testimonials

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The first three points show the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Spurger, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Spurger, Texas are issued hassle-free. The interest rate is dependent on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Citizens State Bank help take out a loan in Spurger, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Spurger, tx consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, take out a loan, pay off the debt on a due date and not only cope with current issues, but enhance the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

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