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What people think about Independent Bank is now Independent Financial?
Was invited to a gender party but was broke at that time. A friend recommended me to address Independent Bank is now Independent Financial. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was simple.
Helga Boehm
A good website. They quickly processed my application. Had funds in my account the next evening. If you need some extra money urgently, this is the best place to apply, I’m telling you!
Susanna Johns
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Now you can see general features of payday loans.
Payday Loans in Spring, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans in Spring, Texas is are easy to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Independent Bank is now Independent Financial that offers payday loans in Spring, Texas
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a payday loan if you are certain that you can make payments punctually.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.
Other Payday Lenders in Spring, Texas
Amplify Credit Union
5001 183A Frontage Rd ste O500, Cedar Park, TX 78613, USA
+1 (512) 836-5901
www.goamplify.com
TEXAR Federal Credit Union
507 James Bowie Dr, New Boston, TX 75570, USA
+1 (903) 223-0000
www.gotexar.com
Cliff's Check Cashing #31
600 N Hwy 77, Waxahachie, TX 75165, USA
+1 (972) 937-3364
www.cliffscheckcashing.com
