IBC Bank Payday Loans Review - South Padre Island, Texas

Your personal information is safe with us
3 6 reviews

911 Padre Blvd, South Padre Island, TX 78597, USA
+1 (956) 761-6156
www.ibc.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

Feedback about IBC Bank?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in South Padre Island, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in South Padre Island, Texas. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help take out a loan in South Padre Island, Texas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in South Padre Island, tx review this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on a due date and not only resolve current problems, but enhance the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

Let's see

Other Payday Lenders in South Padre Island, Texas

Simmons Bank

700 North Highway 377, Whitesboro, TX 76273, USA

+1 (903) 564-5810

www.simmonsbank.com

More Money Loans

Dayton, TX 77535, USA

+1 (713) 280-5215

MoneyGram

103 5th St, Shiner, TX 77984, USA

+1 (361) 594-3237

locations.moneygram.com

Advance America

697 S Main St, Lumberton, TX 77657, USA

+1 (409) 751-5291

www.advanceamerica.net

Modern Finance Co

222 Texas Ave #1/2, El Paso, TX 79901, USA

+1 (915) 532-1387

World Finance

5110 McPherson Rd Ste 4, Laredo, TX 78041, USA

+1 (956) 724-9027

www.loansbyworld.com

Edward Jones - Financial Advisor

3301 66th St, Lubbock, TX 79413, USA

www.edwardjones.com

BBVA Bank

2927 Nall St, Port Neches, TX 77651, USA

+1 (409) 727-2361

www.bbvausa.com

ACE Cash Express

5425 S Padre Island Dr Ste 105 Ste 105, Corpus Christi, TX 78411, USA

+1 (361) 991-9206

www.acecashexpress.com