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What people think about Happy State Bank?
It decided to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a cash advance via Happy State Bank. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Prof. Earl Berge
I am a loyal client of Happy State Bank. It is very easy to apply online. The interest rate was affordable. Their managers always reply right away.
Omari Runolfsdottir
I always use Happy State Bank when it need a payday loan. The application process is quick. No problems.
Dr. Lane Sipes Sr.
Many thanks to Happy State Bank. I recently had some difficulties with repaying my auto loan and they approved me for a payday loan. Best company! Managed to cover my problems and signed with relief.
Nayeli Ratke
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Silverton, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Silverton, Texas. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Happy State Bank that offers payday loans in Silverton, Texas
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the cash advance loan immediately.
Other Payday Lenders in Silverton, Texas
First State Bank Of Burnet
136 E Washington St, Burnet, TX 78611, USA
+1 (512) 756-2191
fsbburnet.com
Western Finance
1652-F, W Henderson St, Cleburne, TX 76033, USA
+1 (817) 645-0383
westernshamrock.com
Loanstar Title Loans
1340 E Belt Line Rd, Richardson, TX 75081, USA
+1 (972) 479-9717
www.loanstartitleloans.net
Advance America
1107 W. US Hwy. 181 Ste. B, Portland, TX 78374, USA
+1 (361) 777-2942
www.advanceamerica.net