IBC Bank Payday Loans Review - San Juan, Texas

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3.6 7 reviews
Organization owner?
108 E, TX-495, San Juan, TX 78589, USA
+1 (956) 630-9320
www.ibc.com
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1990-06-05

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about IBC Bank?

Here you grapple with the reviews of our customers.

A good payday lender. The company quickly processed the application and credited the funds to my card.

Liam Runolfsdottir I

Yesterday I needed money, I decided to addressed IBC Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Nicklaus Schinner I

It was necessary to enhance the credit rating, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted IBC Bank. The score improved after several loans paid off.

Carole Abshire

I trusted IBC Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Prof. Vicky Ebert DVM

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Elmer Beahan

Note

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in San Juan, Texas

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in San Juan, Texas are taken out hassle-free. The interest rate is conditional on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help take out a payday loan in San Juan, Texas?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in San Juan, Texas. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

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